If you own a business, or if you operate a vehicle as part of your job, you almost certainly need commercial auto coverage.
Commercial Auto Basics
Commercial auto insurance is specifically designed to cover the unique risks involved with business and commercial uses of cars, trucks, motorcycles, RVs, or other vehicles. It’s not enough to simply carry general car insurance, since a different set of risks could potentially affect your company.
Additionally, depending on the type and size of your business, you could have very different insurance needs from another company in your industry. A small landscaping business might require coverage for a car, truck, and an implement trailer, for instance. In this case, you’d need to three separate types of coverage: commercial auto insurance for the vehicle driven by your employee, commercial auto insurance for the primary use of the truck, and coverage for the implement trailer.
Alternatively, small business owners or individual contractors who run their businesses out of their homes would need commercial auto protection for one vehicle, their personal car. And businesses mobilizing multiple employees need separate coverage for each employee’s assigned vehicle.
More About Commercial Auto Insurance
If you’re considering commercial auto coverage, you probably have a lot of questions. That’s understandable – our team is here to help you understand your coverage options and find a set of policies that fit your budget. Click the button below to get started.
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